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ARA 2008/02/26ANAHEIM REDEVELOPMENT AGENCY REGULAR MEETING OF FEBRUARY 26, 2008 The Anaheim Redevelopment Agency met in regular session in the Chambers of Anaheim City Hall located at 200 South Anaheim Boulevard. Present: Chairman Curt Pringle, Agency Members: Lorri Galloway, Bob Hernandez, Lucille Kring and Harry Sidhu Staff Present: City Manager Dave Morgan, City Attorney Jack White, and Secretary Linda Andal. A copy of the agenda for the meeting of the Redevelopment Agency was posted on February 22, 2008 on the kiosk outside City Hall. At 5:20 P.M., Chairman Pringle called the meeting of the Anaheim Redevelopment Agency to order for a joint public comment session with the Anaheim City Council and the Anaheim Housing Authority. ADDITIONSIDELETIONS TO THE AGENDA: None PUBLIC COMMENTS: No comments offered during the joint public comment session related to the Redevelopment Agency agenda. CONSENT CALENDAR: Item No. 1 was removed from the consent calendar to be considered concurrently with Item No. 3 of the Housing Authority agenda and Item No. 8 on the Council agenda. Agency Member Sidhu moved to approve Item No. 2 which remained on the consent calendar, seconded by Agency Member Hernandez. Roll Call vote: Ayes - 5: Chairman Pringle, Agency Members: Galloway, Hernandez, Kring and Sidhu. Noes - 0. Motion Carried 2. Approve minutes of the Agency meeting held January 29, 2008. OFF CONSENT: 1. Approve revisions to the Homebuyer Downpayment Assistance Programs: Second ARA 161 Mortgage Assistance Program and Equity Participation Agreement Loan (Related to Housing Item #03 and Council Item #08). Bertha Chavoya, Housing Manager, remarked the City currently provided for several individual homebuyer loan programs approved under the Housing Authority, the Redevelopment Agency and the City specifically designated for low and moderate income households. Although the current market conditions showed a'decline in housing values, she stated the appreciation of homes in Orange County exceeded the increase of the area median wage for low and moderate income households and staff was recommending revisions to the current maximum program loan amounts. Specifically, the $75,000 for low income households and $65,000 for moderate income households would be increased to $125,000 and $100,000 respectively, She added staff was also recommending homebuyers be allowed to participate in the secondary mortgage financing market which provided below market interest rates and more favorable terms. The third revision, she stated, would create some consistency in the affordability resale restrictions Anaheim Redevelopment Agency Minutes of February 26, 2008 Page2of2 for specific projects. She explained that with these proposed changes, staff felt better able to assist more families to purchase affordable housing in the City and within specific projects where there was a development and disposition agreement (DDA) with the developer. Chairman Pringle was supportive of the increased down payment assistance and with participation in the secondary mortgage market. He expressed concern over the revision addressing affordable resale restrictions. He remarked that with many of the City's affordable housing projects, a 55-year deed restriction was in place which meant if the City assisted a homebuyer with moving into a home, when that property was sold and there was a net equity value resulting from that sale, the proceeds must be split with the City. This revision, he pointed out, would require a deed restriction for any property with a DDA agreement even if a homebuyer purchased the home at market rate and was provided down payment assistance through the City. He expressed concern that this revision would impede rather than help families get into housing and recommended approving the first two revisions while allowing for more research on the deed restriction issue; staff concurred. Chairman Pringle also suggested having an annual review of the maximum loan limits should the housing market turn around, Agency Member Kring concurred in the annual review, and remarked she felt the equity split between the homeowner and the City was fair. Chairman Pringle moved to approve the maximum aggregate loan amount increases, subject to annual review, to approve the secondary trust deed revision and to continue to a later date the DDA resale restriction revision; seconded by Agency Member Kring. Roll Call vote: Ayes - 5; Chairman Pringle, Agency Members: Galloway, Hernandez, Kring and Sidhu. Noes - 0. Motion Carried ADJOURNMENT: There being no further business, Chairman Pringle adjourned the Anaheim Redevelopment Agency meeting at 6:11 P.M. Resp Ily subm' ted, inda N. Andal Secretary, Anaheim Redevelopment Agency